Dec
23
Question by Jeff F: Exactly where can I get a cost-free wellness insurance on the web quote?
Hi Everyone- This is my 1st time on Yahoo Answers! I’m seeking for a location exactly where I can get an on-line free of charge health insurance quote. I’m always skeptical everything out there is a scam. Thanks for your assist!
Best answer:
Answer by Marcus S
I actually was looking for the exact same factor last week and located a excellent place to get quotes and compare the very best values. I in fact identified a wonderful deal, and am now really happy that I have health insurance for my household and I.
Here’s my source:
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There are many places to get an on-line quote. Here is another: http://www.yourhealthplanadvisor.com/ooshealth.html and I’m sure if you do an internet search you’ll find many more.
You can get an idea of costs on-line, but there are hundreds of plans available and how do you know if you’ve choosen the best one for your situation? It’ll take you several days to intelligently compare all the plans available. Also, if you have any pre-existing conditions that might add a rider to the policy, cause you to be declined, or if you are out of the height and weight guidelines you won’t know until you’ve applied and gone through the underwriting process which is a big waste of time. You should contact a local independent agent who can work with you to find the best policy and will weed out the plans that won’t accept you because of any health condition or will not cover you to your expectations. The plans and premiums are no different using an agent.
Online quotes are great for a starting point, but you do NOT want to buy health insurance online. You need to get it from a local agent, so you KNOW you’re not getting scammed – and so that if you have a problem, there’s a real live person in a real live office you can talk to – you’re not stuck on hold for 3 hours, or can’t get through to a disconnected number.
It doesn’t cost any more to use an agent, and you get a REAL product. PLUS, they’ll help you compare costs and plans.
With health insurance, there isn’t any super low whoopie zing product out there – you literally get what you pay for. If it’s under market cost, it’s either a scam, a forged policy, or not insurance (unregulated).
So buy local.